A digital check can be sent online over email to the recipient, who can then cash it in an ATM, with a bank teller, or by using their banks image capture software on their smartphone.
Checkissuing Digital Check Solution
Send digital checks checks instantly and electronically through the Checkissuing Platform. With Checkissuing’s end-to-end Digital Checking solution, payees can deposit their emailed Digital Checks in just a few seconds. No more trips to the bank. Payors only need to know the Payee’s Name, Email, and Dollar Amount (no bank account info needed). With Digital Checks, there are no material or postage costs.
Checkissuings simple digital checking solution is changing the way individuals and businesses send and receive payments.
EASE OF USE
- This form of a check can be instantly deposited at the click of a button using a smartphones banks image capture app, or you may print and deposit the physical check at a local bank. All you need to send a digital check is your recipient’s email address.
- Send hundreds or thousands of checks almost instantaneously; all while being able to monitor in real-time receipt of payment via the Checkissuing dashboard.
- The user interface is as simple as it gets. Checkissuing handles authentication using a platform integrated with the most used 10,000+ US Banks. All you need to do is to log into the site just like you would your bank’s webpage or app, fill out a few of the requested fields, and you are instantly setup.
- While paper checks are among the most widely accepted payment methods currently available and preferred by many, the process of loading check stock into a printer, printing, signing, stuffing, stamping and mailing them is less costly and inefficient compared to Digital Checks, which have no hard costs to create, nor to send.
- Different than the traditional echecks since it works with bank accounts that may not be ACH enabled e.g. Money Market Accounts, and Small Banks/Credit Unions, for instance.
- Need to send multiple checks? Upload a CSV file with the name, email or physical address, and amount for each recipient and hit send, and automate through the Checkissuing API.
- No Physical Address Required, just an email address.
- Recipients instantly receive their check via email which can be deposited online, printed or converted into an direct deposit using the ACHTRANSFERS platform. Checkissuings Digital Checks don’t require the recipient to signup or download an app.
- Use the Checkissuing API to automate a solution that works best for you and your customers.
- When it comes to digital payments, safety and reliability are critical requirements. Checkissuing takes every measure to enforce best security standards and practices. All sensitive data on our servers are encrypted and secured to ensure your customers’ information remains private thanks to our state-of-the-art security systems that follow payment standards that are similar to those established by financial institutions across the country.
- Payment data is tokenized, movement of data is encrypted, and all data is stored in cloud-based PCI DSS servers.
- Clients can verify their bank accounts instantly using their online banking credentials. This information is tokenized using secure bank APIs. At no time are login credentials stored anywhere on Checkissuings servers or systems.
- Checkissuing performs regular Type I SOC II compliance audits, the gold standard of software-as-a-service data security. SOC reports aren’t legally mandated; they’re paid for at company expense and audited by a third CPA Firm.
We offer the perfect online payment solution for enterprise businesses that execute a large number of checks each month:
- Send hundreds, thousands or hundreds of thousands of payments in just seconds
- Streamline processes, reduce costs and improve cash flow management
- Integrate quickly and easily into your current processes using our full-featured API and Integration Support
PLATFORM INTEGRATION, PAYMENT INNOVATION
Over 92% of businesses still prefer to pay vendors and suppliers by check, even though check fraud targets over 70% of businesses. Checkissuing Digital Checks, powered by the ACHTRANSFERS direct deposit platform let your business customers go paperless, marrying all the familiarity of traditional business checks with the safety, speed, and security of modern payment technology—all from within one combined business solution.
NEXT-GENERATION DIGITAL PAYMENT TECHNOLOGY
Checkissuing provides you with the safest, easiest, and fastest way to send a check—all you have to do is click “Send.” Your recipients digital check is instantly delivered! Our Digital Check solution take everything you love about checks and combine it with the speed and ease of email.
For over 10 years, Checkissuing has been providing best-in-class payment solutions to both major and small businesses. Digital Checks are the next evolution, offering a combination of security, control, ease and flexibility unmatched by other popular payments methods.
Frequently Asked Questions
A digital check is a check sent electronically, which can be cashed the same way as standard checks, without the costs of USPS First-Class postage.
A few of the benefits of Digital Checks is that they can be sent instantly, without the costs of USPS First-Class postage.
A digital check can be cashed at an ATM, with a bank teller, or by using a bank’s image capture software on a smartphone.
Digital Checks are similar to paper checks, only they can be sent to the recipient instantly.
Checkissuings Digital Check Solution is a secure, instant way to get a payment to your recipient at a low cost compared to paper checks.