The costs your business incurs for printing checks can vary significantly depending on several factors. The average cost for your business to print a paper check is roughly $6 per check. The first area of cost when it comes to printing paper checks is the labor cost.
What Goes Into the Cost of Issuing a Bulk Check Order?
There is quite a bit of work that goes into creating a check, beginning with production, which is a costly process. You also have to file the checks and do the necessary mail preparation for them. Oversight and check reconciliation are two additional components of the labor process that contribute to your business producing paper checks.
The next part of the cost of issuing checks is postage. Each check gets mailed out, and sometimes, checks are mailed as part of a larger package, which requires additional postage. You may also need to deliver checks to your customers promptly due to specific time constraints. In this case, you may need to pay for overnight delivery of the checks, which adds additional costs to the expenses associated with issuing checks for your business.
Another expense associated with your business issuing checks is the cost of materials used for each individual check. You must pay for the envelopes in which each check is placed, the check stock on which each check is printed, and the specialized MICR printer toner required for issuing checks for your business.
Several types of fees also accompany your business’s bulk printing for checks. One common fee that you must pay when issuing checks is a bank fee. You may also incur stop payment fees if your business issues checks that get lost in the mail. Positive pay is another fee that you might accrue. Various types of monthly expenses also contribute to the overall cost of your business, including issuing checks on a regular basis.
Your business needs equipment in order to print checks. One essential piece of equipment for printing checks in bulk is a printer. You have to pay for the various expenses of operating a printer, and a printer of high enough quality to handle check printing is very expensive. You could rent one, but this is yet another monthly expense for your business. If you choose to buy a printer, you have to consider the fact that your equipment will depreciate in value over time.
Additionally, your equipment will require regular maintenance to keep functioning properly. Since high-end printers often require professional maintenance, this can become expensive. These costs can add up quickly. One solution to this problem is to hire a company that specializes in check printing services.
Hiring a Professional Bulk Check Printing Company
Many modern check-issuing services, such as Checkissuing.com, offer solutions to meet all your bulk printing needs. These services are already set up to help you print checks in bulk. Check issuing services have invested a significant amount of money in the required infrastructure for printing checks in bulk, so you won’t have to bear these costs yourself.
These check-issuing services also buy materials in bulk. These include items necessary for issuing checks, such as a MICR printer, toner, and check stock, which can help significantly decrease the costs of their services.
Another benefit to your business from hiring a professional check issuing service is the use of an API, or Application Programming Interface. An API helps your business by combining your paper checking requirements with a digital platform that you can customize to your liking. With that customized platform, you can easily administer and track all of your business’s payments. It is essential to select a check-issuing service that offers flexible solutions, allowing you to tailor them to meet your business’s specific needs.
Paperless Checking Solutions
Paperless checking solutions are an increasingly important consideration for any business that issues checks regularly. This is supported by a study reported by CNBC, which projects that digital payments will reach $ 726 billion by the end of the 2020 calendar year. However, since paper checks are still likely to prove important to your business, it makes the most sense to go with a check-issuing service that helps you with digital checks and paper checks.
Digital payments help you reduce several of the costs associated with bulk check printing. Digital payments do bring with them some risks, the most notable of which is the risk of digital fraud. If you issue more checks, then the likelihood of fraud increases proportionally. This is why you should ensure that the check-issuing service you choose employs several effective security measures to safeguard your business.
Effective Security Measures to Protect Your Business
As time passes, the check issuing industry continues to develop new and more effective security measures designed to protect your business and prevent check fraud. A few of these security measures include advanced customer support, digital check tracking, and specialized envelopes for increased security. You can also use positive pay and thermochromic ink in order to protect your business. It is best to use as many security measures as possible so that your business is as well-protected as possible. This will help you focus on what’s most important: serving your customers well.
Other Ways to Reduce Bulk Printing Costs
One creative way to reduce the costs of check printing is to decrease the number of checks you need to issue. You can do that by issuing the checks monthly rather than weekly. You can also offer benefits to customers who choose paperless checking solutions, such as waiving certain fees or adding other perks.
You may also want to review your books to see if you can offset some incoming and outgoing checks. Your financial department should be able to provide you with some insight into whether this is possible based on your use of bulk check services. If you are outsourcing your check issuing to professional check issuing services like Checkissuing.com, you can discuss any potential discounts with your checking partners. It is best to do everything possible to regulate the costs associated with checking, ensuring your business remains optimally profitable.
Now, we would love to hear from you. Which tip about printing checks in bulk did you find most useful? Comment below and start a discussion about what you learned from this article. Visit our website today and see how our check-issuing services can benefit your business.
Last updated: September 2025