How Long Is a Personal Check Good For and Do Checks Expire?
Writing a check is a relatively effortless way to pay for someone’s services. However, you’ll need the check to receive the money, so misplacing it will make obtaining the funds impossible. If you find it after a while, you’ll still be able to cash it as long as it’s not older than six months. There […]
What Is Check Kiting? Exploring the Fraudulent Scheme
What is Check Kiting? This refers to the purposeful issuance of a check with an amount that is inadequate to settle the designated amount. Some of the mechanisms of this fraud strategy include: Issuing a check for which there isn’t enough money in the account of the payer. Depositing the forged check in a checking […]
Paper Checks vs. eChecks: What Are the Key Differences?
As a small business owner, one wants to maintain a competitive edge while keeping up with current technological advances. Therefore, it is essential to offer customers a variety of payment options for their purchases. Some may struggle to fully comprehend the differences between paper checks and e-checks. To clarify this, the following article will highlight […]
What is a Substitute Check?
Substitute checks are copies, normally electronic, of a standard paper check. The enactment of the Check Clearing for the 21st Century Act (The Check 21 Act) on October 28th of 2003 began allowing the U.S. citizens to practice check truncation, a process of extending electronic copies of checks in order to eliminate needs for physical […]
The Cost of Issuing Checks
Checks, as a universal form of payment, have been witnessing a vast decline within these last two decades. The introduction to automation services, such as ACH (Automated Clearing House) and Wire Transferring, has led global businesses to reduce check-cutting costs and turn to some more convenient and, importantly, much cheaper options. That said, what is […]
How To Print Checks From Home?
Printing checks at home may be useful for some businesses or individuals that regularly issue checks. It can be economical, convenient, and customizable when done correctly. However, checks must be created with the proper supplies, formatting, and security features so they can be processed correctly. Before printing checks at home, it is important to understand […]
Friday’s Motivational Sermon: How to NOT Fail!
Friday’s Motivational Sermon: How to NOT Fail! Motivation is the key to success. And sometimes I firmly believe we need to be inspired again, as in, refueled with reminders of what it means to be motivated. So sometimes, in my darkest hours, I watch videos which inspire me. This video is an old favorite I lean […]
Small Business Tips: How to Build Customer Loyalty
Running a small business isn’t child’s play. If it were, everyone would be doing it. However, the fact is that most people aren’t opening their own businesses and profiting. Your business is a unique butterfly, and you are the boss, the leader, the respected entrepreneur who directs the ship across even the most treacherous waters. […]
Business Motivation At Its Finest (inside)
Are you afraid of failing? You should be, because failing sucks badly. If you are someone trying to make a small business work, I doubt you consider failing an option. But look, sometimes we wake up and just feel as though the world is against us. Or that we hate what we are doing. Or […]
Embrace Your Failures
Photo by StockMonkeys.com Sounds silly, right? Well maybe it is, but you will be shocked by just how much you can learn from your past failures. Don’t just daydream about all of your achievements, take a deep look into some of the moments when you completely failed. These times might be exactly why you are […]